Our partnersDollars, payouts, bills, identity and messages
CircleUSDCTetherUSDTFincraPayoutsVTpassBillsReloadlyAirtimeSmile IDIdentitySumsubIdentityTwilioMessagesAfrica's TalkingUSSD and SMSTermiiMessagesCircleUSDCTetherUSDTFincraPayoutsVTpassBillsReloadlyAirtimeSmile IDIdentitySumsubIdentityTwilioMessagesAfrica's TalkingUSSD and SMSTermiiMessages
Free to sendAny phone numberFree to receiveApproved with your faceFree to holdSpend it your wayArrives in secondsAny network
Free to sendAny phone numberFree to receiveApproved with your faceFree to holdSpend it your wayArrives in secondsAny network
Send to any number, anywhere
Next door or across the world.Same price: free.
Type their numberAny phone number, in any country. Or an @name, or a contact.
See who it isTheir name shows before any money moves, so you know it is the right person.
Enter the amountIn dollars. The fee is shown before you confirm: $0.00.
Approve with your faceOnly your face or fingerprint can move your money.
It arrives in secondsLondon to Lagos, or next door. Same speed, same price: free.
You, in London
9:41
Pay
To
+234 803 555 0142
NNgozi A.@ngozi · on Nomapay
FromBalance · $250.00
$20.00US dollars
Fee$0.00
ArrivesIn seconds
Approve with Face ID
Face ID
Sent
$20.00 to Ngozi A. +234 803 555 0142
Fee$0.00
ArrivedIn seconds
Mum, in Lagos
9:41
You got $20.00from +44 7700 ••• 123
Good morning
Your balance$20.00US dollars
PayGet paidCash outAirtime
Recent
+From +44 7700 ••• 123Received · Just now+$20.00
One app, everything you need
Money that works the way your phone does.
Hold
Your money, in dollars
Hold digital US dollars and stop losing value to currency falls.
+$200.00from +44 7700 ••• 123+$40.00from Kofi A. · Accra
Your balance
$250.00US dollars
+ any country
Send
$0.00fee to send
Free to any phone number
In any country. We pay the network fees on everyday payments.
Safe
Only you can move it
Every payment is approved with your face or fingerprint. A stolen SIM is not enough.
Not on Nomapay yet?
The money waits for them
SMSWhatsApp
SMS · Nomapay
Money is waiting for this number on Nomapay. To collect it, get the Nomapay app and sign up with this number.
WhatsApp · Ade
I’ve sent you $20 on Nomapay. You’ll get a text from Nomapay, it’s real.
✓✓
You tell them yourself, so they know it’s really you. Our texts never carry a link. Not collected? Take it back after 7 days, or it comes back to you by itself after 37.
No. Nomapay is a financial technology company: an app that lets you hold and send dollars by phone number. Your money stays in your own account, and only you can move it.
Can Nomapay take or freeze my money?
No. Only you can move it. Every payment is approved with your face or fingerprint, and Nomapay has no key to your account. The Security page explains each protection, and its honest limits.
What if I lose my phone?
Sign in on your new phone with your phone number, a code by SMS or WhatsApp and your face or fingerprint. If you use the same Apple or Google account, your key is already there.
If it is truly gone, you can recover your account with your two guardians, after a 72-hour wait that you can cancel if it was not you.
Is sending really free?
Yes. Sending to anyone, in any country, is free. So are receiving and holding. Cash-out and bills cost 1% + the rate shown, and every fee is shown before you confirm.
How do I cash out?
To your bank or mobile money, where available. You see what you get, the rate and the fee before you confirm with your face, and it is usually paid within minutes. Cash-out is available in Ghana, Kenya and Nigeria.
Which countries?
You can hold, send and receive dollars by phone number in any country. Cash-out, bills and buying dollars are available in Ghana, Kenya and Nigeria. The Countries page shows what is available where.
