Your money in dollars
Hold digital US dollars, and stop losing value when your local money falls.
About Nomapay
Dollars for everyone with a phone number.
We think everyone with a phone number should be able to hold dollars, and send them as easily as a text. We build the software that does it.
A phone number is the one thing almost everyone has. So we made it the way to hold and send dollars.
Nomapay lets anyone with a phone number hold, send and receive US dollars, pay bills, and cash out to a bank or mobile money, without anyone, Nomapay included, being able to take their money. It is designed for smartphones and, by dialling a short code, for basic phones too.
What we promise
Three things, in this order, everywhere.
Send to any phone number
Free, to anyone, in any country, even if they are not on Nomapay yet. Unclaimed money comes back to you.
Only you can move it
Every payment is approved with your face or fingerprint. A stolen SIM cannot empty your account, and there is no seed phrase.
How we work
01
Software first
Nomapay is a financial technology company, not a bank. Your money stays in your own account, and Nomapay never holds or converts it.
Turning dollars into local money, for cash-outs, bills and buying dollars, is done by our licensed payment partners. You always see the rate and the fee before you confirm.
02
Safety by design
- Nomapay has no key to your account. Your key lives in your phone's secure chip. Only it can approve your payments.
- Your number is an identity, not a key. A stolen SIM gets a sign-in code, not your money.
- The app checks every payment. Before you approve, it checks the person and the amount match what is on your screen.
- Big changes wait. Large transfers and account changes wait, and can be cancelled.
- Recovery needs two guardians. Never Nomapay alone.
The way we build
Plain words
No jargon. If we have to explain a word, it goes in the glossary.
Every fee, first
Each fee on its own line, before you confirm. Sending is free.
Every status says why and when
Never just "processing".
Honest about what is next
If something is not ready in your country, we say "Coming soon".
Starting here.
You will be able to hold, send and receive dollars by phone number in any country. Cash-out, bills and buying dollars start in Ghana, Kenya and Nigeria.