Real businesses, paid by real foreign customers.
A registered business with a corporate bank account, legitimate activity, monthly international receipts and payments of meaningful size. Not crypto traders, not consumers, and not anyone whose flows cannot be explained.
Monthly receipts
International revenue that repeats, not a one-off somebody sorted out by hand once
$1k to $100k+
Per payment. The exact floor is something we intend to determine experimentally, not assert
A corporate account
Verified, in the business’s own name, and the only place we will ever settle
Same job, six ways.
Software agencies and dev shops
Two or three foreign customers paying monthly retainers, against a local payroll on a fixed date. One customer’s treasury sits on one network, another’s somewhere else, and payroll leaves on the 28th regardless.
BPOs and support operations
One large foreign contract funding a large local headcount. Predictable volume, so a payment that cannot be used is not an inconvenience — it is many people asking where their salary is.
Remote staffing firms
Customer money in, then out again to contractors. Both directions run through the same account — receiving is what the beta covers today, and paying out follows on the same rails.
Design and creative studios
Irregular, lumpy project payments, often large, from customers who pay however their own treasury pays. Certainty about arrival matters more than a marginal rate.
Consultancies and professional services
Invoice-driven, with a partner who needs the paperwork clean at year end. A screenshot of a block explorer is not paperwork; a receipt naming the payer, the network, the hash, the screening result and the rate source is.
Importers and exporters
Foreign buyers settling digitally because the wire takes a week. Proof of where value came from and how it reached your account is not optional for the bank on the other side.
Supported assets and networks
A short list served properly beats a long one served badly, and we will never say “any chain”. A network is added only when customer demand, settlement capability, compliance support, reliable infrastructure and positive unit economics are all present — never for marketing.
| Network | Assets | Status |
|---|---|---|
| Ethereum | USDC, USDT | At launch |
| Base | USDC | At launch |
| Solana | USDC, USDT | At launch |
| Tron | USDT | At launch |
| BNB Chain | USDT | At launch |
| Others | USDC, USDT | On demonstrated demand |
The launch set is a candidate list, not a commitment. What ships is decided by customer demand, Nigerian liquidity, provider support, compliance and infrastructure reliability — and the payment page only ever offers what is genuinely available at that moment.
Money comes from everywhere. It lands where you bank.
Networks have no geography, but customers do, and the fiat leg certainly does. Each settlement country needs its own licensed partner, so coverage grows one signed agreement at a time. Nigeria first, and properly, before anywhere else.
| Where you settle | Currency | Status |
|---|---|---|
| Nigeria | NGN | First corridor |
| Kenya | KES | Next |
| Ghana | GHS | Next |
| South Africa | ZAR | Later |
| Philippines, India | PHP, INR | Later |
| Brazil, Mexico | BRL, MXN | Later |
Not yet, and not ever
Saying who we are wrong for saves everyone time — and some of these we decline permanently, not just for now.
Individuals
The same job through a consumer interface, and eventually a real channel. Deliberately not first: consumer acquisition, support and fraud handling are expensive things to learn on while the core question is unproven.
Large enterprises
If you have a treasury team and an ERP, you need integrations, approvals and controls we have not built.
Retail checkout
Taking payment at a till. Instant bank transfer already works in Nigeria and costs nothing.
Trading and custody
Not an exchange, not a wallet. We hold no balances and trade nothing on anyone’s behalf. Nor do we serve crypto or P2P traders, anonymous users, gambling and high-risk merchants, sanctioned jurisdictions, or businesses with unexplained crypto flows.
And one honest note. Bank rails are part of what this account is for, but stablecoin receiving is what the beta covers today. If a wire into your existing bank already works fine for every customer you have, there is nothing here for you yet — we would rather say so on this page than in a meeting.