You approve every move
In and out, with your face or fingerprint. Nothing moves on its own.
Grow Coming soon
Grow your dollars. Coming soon.
Soon, the dollars you don’t need right away can grow, and stay yours to take back. Here’s how it will work.
- 1Choose an amountFrom the dollars in your account. Only what you pick.
- 2Approve itWith your face or fingerprint, like every payment.
- 3Watch it growKept apart from your spending money, and yours to take back.
What it is
Two places for your dollars. One account.
Grow adds a second card next to your balance. Spendable is the money you use. Growing is money you’ve chosen to set aside for a while, so it can grow.
SpendableGrowing
What it’s forMoney you use: sending, paying, bills, cashing outMoney you don’t need right away
Can you spend it?Yes, any timeTake it back to Spendable first
Does its value change?No. It stays in dollarsIt can grow over time, at a rate that changes
How it movesApproved with your face or fingerprintApproved with your face or fingerprint
Where you see itYour main balanceShown apart, on its own card
An example
A month with Grow.
How it fits into real life.
- Week 1
Ada gets paid
Ada designs logos for clients abroad. $600 lands in her Nomapay account.
- Week 1
She moves $200 to Grow
Rent and food come from the rest. The $200 is money she won’t need for a while, so she moves it to Growing and approves it with her face.
- Week 2
Life goes on as normal
She pays rent, buys data and sends money home from her Spendable balance. Her Growing card stays where it is, untouched.
- Week 4
School fees are due
She takes $150 back to Spendable. It shows when it will arrive, and then it’s there to use like any other money.
Step by step
In the app, start to finish.
Six short screens, and you can stop at any of them.
- 1Open Grow in the appYou’ll find it next to your balance when it’s available in your country.
- 2See today’s rate and what it meansIn plain words, before anything else. It changes over time, and it isn’t promised.
- 3Choose an amountAny part of your balance. Keep what you need for spending.
- 4Read the key factsOne short screen: how it works, the risks, any fees, and how long taking it back takes.
- 5Approve with your face or fingerprintLike every payment. Nothing moves until you do.
- 6Watch it, take it backYour Growing card shows where it stands. Move some or all of it back whenever you need it.
You stay in control
Your dollars, your rules.
Never mixed with spending money
Shown on its own card, so you always know exactly what you can spend.
Take it back when you need it
Some or all of it, back to your Spendable balance.
Nothing hidden
The rate, the risks and any fee are shown before you start, every time.
Told about every change
An alert whenever money moves in or out of Growing.
A clear record
What you moved, when, and how it changed, in your statements for your own records.
Before you start, the honest bits.
You’ll see these in the app before you move anything. Here they are now, so there are no surprises.
- The rate changes. It can go up or down, and it isn’t promised.
- It isn’t a bank deposit. And it isn’t insured.
- Taking it back can take time. The app shows how long before you start. Keep what you need for spending in Spendable.
- Only what you choose. Move only money you won’t need right away.
- Country by country. It will open where it’s approved, not everywhere at once.
Who it’s for.
- Freelancerspaid in dollars by clients abroad
- Familiessetting money aside for school fees or rent
- Small businesseswith money they won’t need this month
- Anyonewho holds dollars they don’t need right away
Questions, answered.
When is it coming?
We’re working on it now. It will open country by country, as it’s approved. Join the waitlist and we’ll tell you the day it’s ready for you.
What will the rate be?
We’ll show it in the app before you start, once it’s live. It changes over time, and it isn’t promised.
Where does the growth come from?
The app will explain it in plain words on the key facts screen, before you move anything.
Can I take my money back?
Yes, some or all of it, back to your Spendable balance. The app tells you how long it takes before you start, so keep what you need for spending.
Can I add more later?
Yes. Move more in whenever you like, approving each move with your face or fingerprint.
Does it cost anything?
Any fee will be shown on the key facts screen before you start. Nothing is hidden.
Is it the same as my balance?
No. Growing is shown apart from the money you can spend. It isn’t a bank deposit, and it isn’t insured.
What about tax?
Your statements will show what you moved and how it changed, so you have a clear record for your own declarations.
Be the first to know.
Leave your email and we’ll tell you when it’s ready.