“Will my bank account get frozen?”
Money reaches you only through our licensed payment partners, every payment is checked before it is accepted, and every settlement comes with a record you can show your bank.
Nomapay for merchants
Get paid from anywhere. In your currency, in your bank.
Your customers pay in digital dollars, from wherever they are. You get your local currency in your own bank account, with a clean record of every payment. Nothing to convert, nothing to learn.
For shops, freelancers and small businesses paid by customers abroad.
- Type the amount
- Show the QR or send the link
- Your customer pays from anywhere
- Paid. Then money in your bank
The questions merchants ask us, answered.
“Where can I safely turn dollars into local money?”
Nowhere to go. Your customer pays, and your local currency lands in your own bank account. One flow, nothing to convert yourself.
“How do I prove this income?”
Every payment carries a clean record: who paid, what for, the rate and the fee. Monthly statements are ready for your accountant.
“My customer abroad can’t pay me.”
Send a link or show a QR code. Customers pay in digital dollars from wherever they are, in a few taps.
How it works
One charge. One link. One QR.
The same simple flow whether your customer is at the counter or on the other side of the world.
- 1
Type the amount
In your currency, or pick items from your catalogue.
- 2
Show the QR or send the link
On the counter, or on WhatsApp. It’s the same charge.
- 3
Your customer pays
In digital dollars, from wherever they are. They see the exact amount.
- 4
Money lands in your bank
Your counter shows Paid by itself. Then the money arrives, with its record.
Every payment says where it is, in plain words
- Waiting for paymentLink or QR shown
- PaidMoney arrived and passed the checks
- On its way to your bankSettlement started
- In your bankWith the time it took
- Needs attentionAlways with a reason and a next step
The merchant app
Five tabs, in the order your day moves.
On a phone or a shared tablet at the counter. Each person sees only what their role needs.
Collect
Everyone, including cashiersType an amount, or pick items. One tap gives you a QR code and a link, the same charge.
- Show the QR on the counter, or share the link on WhatsApp.
- The screen changes to Paid by itself, with a sound.
- Set how long a charge stays open.
Sales
Cashiers see only their ownWho paid, which staff member took it, and what it came to, filtered any way you like.
- Today’s count, gross, fees and net at a glance.
- Open any sale for its full timeline and a receipt to share.
- Money still owed to you, part-payments included.
Settled
Managers and ownersWhat landed in your bank, and when. Anything late or failed comes first, with the reason and the fix.
- Every settlement shows how long it took, payment to bank.
- A failed one tells you why, in plain words, and how to fix it.
- A record for your bank with each one.
Close
Managers and ownersEnd the day in a minute: every charge matched against what landed in the bank.
- Matched, waiting and differences, side by side.
- Add cash or transfer sales, so the day is complete.
- Close the day and share the report with your accountant.
Settings
OwnersYour shop, your money and your people, with the bank account locked down.
- Only the owner can change where money goes, with an extra check and a wait.
- Invite staff with a one-time code, and choose what each can see.
- See every signed-in device, and sign out everywhere.
Settlement
Taking the payment is easy. The money landing is what counts.
That’s what we built around. You always know where your money is, how long it took, and why, if something went wrong.
It lands, predictably
Every settlement shows the time from your customer paying to the money in your bank, so you can see your own speed.
Never “unknown”
If a settlement is late or fails, you see the reason in plain words and the next step, at the top of the screen.
Built to keep your account safe
Money reaches you through our licensed payment partners, with a record you can show your bank.
A record with every payment
Who paid, what for, the amount, the rate and the fee, ready for your accountant.
The dashboard
For owners, finance and your accountant.
On the web, the same account as the app: invoices, links, month-end and your team.
Invoices
Send an invoice by email or WhatsApp. Each one is a payment link, with reminders, part-payments and a list of who owes what.
Payment links
A fixed amount or one the customer enters, reusable or single-use, with views and payments for each link.
Month-end pack
Income per payment with the rate used, fees, settlements and a bank reconciliation, ready to hand over.
Exports
CSV, Excel and PDF, plus import files for the accounting software you already use.
An accountant’s view
Give your accountant read-only access. Accountants see all their clients in one place, and you can take access back any time.
For developers
An API, signed webhooks, a sandbox and a small payment widget for your own website.
Safety, built in
Built so your money only goes one place.
Only the owner can change where money goes
A till can ask for money to come in. It can never change where money goes out. Changing the bank account needs the owner, an extra check and a 12-hour wait.
Every payment checked first
Payments are checked before they are accepted, so money from the wrong sources never reaches your account.
Paid into your own business account
Settlement goes only to a bank account in your business’s verified name, paid by our licensed payment partners. We never hold your money.
Cashiers see only what they need
Screens a cashier can’t use aren’t greyed out. They simply aren’t there, so nothing is shown in front of a customer by mistake.
A record for your bank
Every settlement comes with a document showing where the money came from, for you to show your bank if they ask.
Every number exact
The amount you see is the amount that settles. Every fee and rate is shown, on every payment.
Questions, answered.
Do I need to understand digital dollars to use this?
No. You type an amount in your own currency and you get your own currency in your bank. Your customer pays in digital dollars on their side, and you never see or handle them.
Where does the money go?
Into your own bank account, in your business’s name, paid by our licensed payment partners. Nomapay never holds your money.
How fast does the money reach my bank?
Fast, and you never have to guess: every settlement shows exactly how long it took, from your customer paying to the money landing in your bank.
What does it cost?
Every fee and rate is shown on every payment and in your monthly statements, never hidden. Get in touch for pricing for your business.
What if a payment to my bank fails?
You’ll see it at the top of Settled, with the reason in plain words (for example, a name mismatch) and what to do. Once it’s fixed, you send it again with one tap.
Can my staff use it without seeing everything?
Yes. Cashiers see only Collect and their own sales. Managers can see all sales, settlements and close the day. Only the owner can change the bank account.
Where is it available?
In the countries where we pay out to local bank accounts. Our Where it works page lists them, and more are being added.
Start getting paid from anywhere.
Sign up, add your bank account and your staff, and take your first payment. We’ll help you set up.