Get the app
Bank or mobile money

Cash out, and buy dollars.

Pick your bank or mobile money, see what you get and the fee, then confirm with your face. It is usually paid within minutes.

Example only. The live rate and fee are shown in the app.

  1. Choose an accountYour bank or mobile money, in your own name.
  2. See the quoteWhat you get, the rate and its time, the fee.
  3. One Face IDYou approve the exact amounts shown.
  4. Watch it moveSending → Paying your bank → Paid.

Where it works

Your money, your way out.

Cash-out and Buy dollars are local, so they come country by country. Here is what each country offers.

Ghana

Cedis (GH₵)
Available
Cash out
To your bank or mobile money
Buy dollars
Pay with your mobile money

Kenya

Shillings (KSh)
Available
Cash out
To your bank or mobile money
Buy dollars
Pay with your mobile money

Nigeria

Naira (₦)
Available
Cash out
To your bank
Buy dollars
Pay with your bank

Somewhere else? You can still hold, send and receive dollars by phone number. See every country

Two rules, for your safety

Simple rules that protect you.

New account •••7710Usable from 9:40 pm

New accounts wait 12 hours

A new bank or mobile-money account can be used 12 hours after you add it. A thief cannot redirect your cash-outs straight away.

Ada OkaforADA OKAFOR

In your own name

The account must match your verified name. Your money goes to you, not to someone else.

Refunded$100.00 and the fee, back in your balance

If it fails, it comes back

If a payout fails, your dollars and the Nomapay fee are refunded to your account.

Why new accounts waitCash out, step by step

Buy dollars

Turn your money into dollars.

Pay with your bank or mobile money, and the dollars arrive in your own account. There is nothing to sign.

  1. Enter an amountIn ₦, KSh or GH₵.
  2. See the quoteThe rate, with its source and time, the fee, and the dollars you will get.
  3. Pay the local details shownA bank account or mobile-money number, with a reference.
  4. Watch it moveAwaiting payment → Payment received → Dollars sent → In your account.

Shown in the quote. The fee and the rate are in the quote, before you pay.

Buy dollars, step by step

Nomapay is a financial technology company, not a bank. Digital dollars (USDC, USDT) are issued by Circle and Tether. Cash-outs, bill payments and dollar purchases are processed by our licensed payment partners. Availability varies by country.

Cash out, answered.

Visit the Help centre

How long does a cash-out take?

It is usually paid within minutes. The app shows each step, Sending, Paying your bank, Paid, and when it should finish.

What does it cost?

Cashing out costs 1% + the rate shown. The fee and the rate are shown before you confirm.

Buying dollars: shown in the quote. The fee and the rate are in the quote, before you pay.

What if the payout fails?

Your dollars, and the Nomapay fee, are refunded to your account. The app tells you what happened.

Why does a new account wait 12 hours?

So someone who got into your phone cannot send your money to their own account straight away. The app shows when the new account becomes usable.

Dollars in. Money out.

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