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Draft — pending legal review

This page is a working draft for our lawyers. It is not in force, and it will change before launch. Bracketed, highlighted text is still to be confirmed.

Fee schedule

Draft of 16 October 2026

The legal fee schedule for Nomapay. It is generated from the same data as the fees page, so the two always match.

Everyday fees

Fees as of 16 October 2026.
What you doFee
Send to anyone, in any countryFree
Receive and holdFree
Network fees on everyday paymentsFree (we pay)
Cash out to your bank or mobile moneyThe fee and the rate are shown before you confirm.1% + the rate shown
Bills: airtime, data, electricity, TVThe fee and the rate are shown before you confirm.1% + the rate shown
Buy dollarsThe fee and the rate are in the quote, before you pay.Shown in the quote

Fees for other networks

These only apply if you send to, or receive from, an exchange or another network.

Network fees as of 16 October 2026.
What you doFee
Sending to Bitcoin, Tron, Solana or BNB Chain0.3% + the network's swap fee
"Move now" for a small amount waiting on another network$0.05 ($1.10 on Ethereum)
Sending USDT to another network$0.05

How fees are charged

  • Every fee is shown on its own line before you confirm. Network costs are never marked up. Fees may vary by country.
  • A percentage fee is a percentage of the amount you send, cash out or pay.
  • If a cash-out or bill fails, the amount and our fee are returned to your account.
  • We will give you [notice period] notice before a fee changes. [Counsel: per-country variations and taxes]

The disclosure. Nomapay is a financial technology company, not a bank. Digital dollars (USDC, USDT) are issued by Circle and Tether. Cash-outs, bill payments and dollar purchases are processed by our licensed payment partners. Availability varies by country.

Questions about this page? Write to support@nomapay.co. To complain, see complaints.

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