Words we use

The words you will meet in the app, in plain English.

Your account

• Account: your own digital-dollar account. Only you control it.
• Your key (passkey): the key in your phone's secure chip, unlocked by your face or fingerprint. Only it can approve your payments.
• Phone number: who you are on Nomapay, and how people pay you. It is an identity, not a key.
• @name: an optional short name people can pay instead of your number.
• Guardian: a party whose approval is needed to recover your account. Two are needed, and Nomapay can never recover an account alone.
• Identity level: how much identity you have verified, which sets your limits.

Money

• Digital dollars (USDC, USDT): US dollars in digital form, issued by third parties. The app shows them as one dollar balance.
• Waiting money: money sent to a phone number that isn't on Nomapay yet. It waits until the owner of that number collects it, or comes back to the sender.
• Licensed payment partner: the company that converts dollars to local money for cash-outs, bills and buying dollars.
• Network: a blockchain the dollars can travel on. You only meet these when receiving from an exchange.
• Swap network: a decentralised service that converts between tokens on different networks.

Safety

• Queued: a large transfer or account change waiting its safety period. It can be cancelled.
• Safety window: the first 24 hours after a new sign-in, when risky actions are paused.
• USSD: phone menus you dial with a short code, on any phone.